Annuity Calculator
Calculate the future or present value of a stream of equal periodic payments.
Inputs explained
- Payment Amount — The amount paid each period. Example: 1000.
- Annual Interest Rate (%) — The yearly rate earned or charged. Enter 5 for 5%.
- Periods — Number of payment periods. Example: 10.
- Type — Ordinary Annuity (paid at period end) or Annuity Due (paid at period start).
How to use it
- Fill in the fields above — each input has a hint describing exactly what to enter
- Press Calculate to get your result instantly, right on this page
- Copy the result, save the tool to favorites, or share and embed it anywhere
Understanding the result
Example: $1,000/year for 10 years at 5% has a future value of about $12,578.
Frequently asked questions
Is the Annuity Calculator free to use? Yes — it is completely free, with no sign-up, no download and no usage limits. You can use it as often as you need.
Is my data private? Yes. The calculation runs entirely in your browser — the values you enter are never sent to our servers, stored or shared with anyone.
What information do I need? Just the following: Payment Amount, Annual Interest Rate (%), Periods, Type. Each field includes a hint explaining exactly what to enter.
Can I use it on my phone? Yes — the tool is fully responsive and works on any device, and the same calculator is available in the EasyWorkCalcs mobile app.
Privacy
Everything you enter into the Annuity Calculator is processed entirely in your browser. Nothing is uploaded, stored or shared — your data stays on your device.