Mortgage Calculator
Estimate your monthly mortgage payment from the home price, down payment, interest rate, and loan term.
Inputs explained
- Home Price ($) — The purchase price of the home. Example: 350000.
- Down Payment ($) — Cash you pay upfront. 20% avoids private mortgage insurance.
- Annual Rate (%) — The yearly mortgage interest rate. Enter 6.5 for 6.5%.
- Loan Term (years) — Length of the mortgage. 15 and 30 years are most common.
How to use it
- Fill in the fields above — each input has a hint describing exactly what to enter
- Press Calculate to get your result instantly, right on this page
- Copy the result, save the tool to favorites, or share and embed it anywhere
Understanding the result
Example: $350,000 home, $70,000 down, 6.5% over 30 years is about $1,770/month.
Frequently asked questions
Is the Mortgage Calculator free to use? Yes — it is completely free, with no sign-up, no download and no usage limits. You can use it as often as you need.
Is my data private? Yes. The calculation runs entirely in your browser — the values you enter are never sent to our servers, stored or shared with anyone.
What information do I need? Just the following: Home Price ($), Down Payment ($), Annual Rate (%), Loan Term (years). Each field includes a hint explaining exactly what to enter.
Can I use it on my phone? Yes — the tool is fully responsive and works on any device, and the same calculator is available in the EasyWorkCalcs mobile app.
Privacy
Everything you enter into the Mortgage Calculator is processed entirely in your browser. Nothing is uploaded, stored or shared — your data stays on your device.