Estate Tax Calculator
Estimate US federal estate tax using the 2026 exemption ($15 million per person) and the graduated rates that top out at 40%. This is a simplified estimate — it does not model state estate taxes, portability, or gift-tax history.
Inputs explained
- Gross estate value — Total value of all estate assets at death.
- Deductions (debts, charity, spousal) — Amounts that reduce the taxable estate, such as debts, charitable bequests, and the unlimited marital deduction.
- Federal exemption (2026) — The exemption shielded from tax — defaults to the 2026 federal amount of $15,000,000.
How to use it
- Fill in the fields above — each input has a hint describing exactly what to enter
- Press Calculate to get your result instantly, right on this page
- Copy the result, save the tool to favorites, or share and embed it anywhere
Understanding the result
Example: A $20M gross estate with $1M deductions leaves $4M above the $15M exemption, for an estimated tax of $1,545,800.
Frequently asked questions
Why did the example estate owe tax when its net value was only $4M above zero exemption elsewhere? The exemption in this calculator applies per person at $15 million for 2026, so tax is only owed on the amount by which the estate exceeds that threshold after deductions — in the example, $20M minus $1M deductions minus $15M exemption leaves $4M taxed at graduated rates up to 40%.
Does this calculator account for state estate taxes? No — it estimates federal estate tax only using the 2026 federal exemption and rate schedule; several US states levy their own separate estate or inheritance taxes with much lower exemption thresholds.
Is the Estate Tax Calculator free to use? Yes — it is completely free, with no sign-up, no download and no usage limits. You can use it as often as you need.
Is my data private? Yes. The calculation runs entirely in your browser — the values you enter are never sent to our servers, stored or shared with anyone.
What information do I need? Just the following: Gross estate value, Deductions (debts, charity, spousal), Federal exemption (2026). Each field includes a hint explaining exactly what to enter.
Can I use it on my phone? Yes — the tool is fully responsive and works on any device, and the same calculator is available in the EasyWorkCalcs mobile app.
Privacy
Everything you enter into the Estate Tax Calculator is processed entirely in your browser. Nothing is uploaded, stored or shared — your data stays on your device.