Student Loan Calculator
Calculate monthly payments and total interest on a student loan.
Inputs explained
- Loan Amount ($) — The total borrowed. Example: 30000.
- Annual Rate (%) — The yearly interest rate. Enter 5 for 5%.
- Repayment (years) — The repayment period. The standard plan is 10 years.
How to use it
- Fill in the fields above — each input has a hint describing exactly what to enter
- Press Calculate to get your result instantly, right on this page
- Copy the result, save the tool to favorites, or share and embed it anywhere
Understanding the result
Example: $30,000 at 5% over 10 years is about $318/month.
Frequently asked questions
Is the Student Loan Calculator free to use? Yes — it is completely free, with no sign-up, no download and no usage limits. You can use it as often as you need.
Is my data private? Yes. The calculation runs entirely in your browser — the values you enter are never sent to our servers, stored or shared with anyone.
What information do I need? Just the following: Loan Amount ($), Annual Rate (%), Repayment (years). Each field includes a hint explaining exactly what to enter.
Can I use it on my phone? Yes — the tool is fully responsive and works on any device, and the same calculator is available in the EasyWorkCalcs mobile app.
Privacy
Everything you enter into the Student Loan Calculator is processed entirely in your browser. Nothing is uploaded, stored or shared — your data stays on your device.