Personal Loan Calculator
Calculate the monthly payment and total cost of a personal loan.
Inputs explained
- Loan Amount — The amount borrowed. Example: 15000.
- Interest Rate (%) — The loan's annual rate. Enter 10 for 10%.
- Term (months) — Number of monthly payments. Example: 36.
How to use it
- Fill in the fields above — each input has a hint describing exactly what to enter
- Press Calculate to get your result instantly, right on this page
- Copy the result, save the tool to favorites, or share and embed it anywhere
Understanding the result
Example: $15,000 at 10% over 36 months is about $484/month.
Frequently asked questions
Is the Personal Loan Calculator free to use? Yes — it is completely free, with no sign-up, no download and no usage limits. You can use it as often as you need.
Is my data private? Yes. The calculation runs entirely in your browser — the values you enter are never sent to our servers, stored or shared with anyone.
What information do I need? Just the following: Loan Amount, Interest Rate (%), Term (months). Each field includes a hint explaining exactly what to enter.
Can I use it on my phone? Yes — the tool is fully responsive and works on any device, and the same calculator is available in the EasyWorkCalcs mobile app.
Privacy
Everything you enter into the Personal Loan Calculator is processed entirely in your browser. Nothing is uploaded, stored or shared — your data stays on your device.